ERP10 min read
Gold Loan, Chit Fund or Nidhi: Choosing the Right ERP
Gold loan, chit fund, Nidhi and co-operative society software look similar but solve very different problems. Here is how to pick the right ERP for your licence and your risks.
Finance
Nidhi Company ERP
Compliance-ready software with a dedicated app for your directors.
Our Nidhi ERP handles member enrolment, share capital, savings, fixed and recurring deposits, member loans, interest, maturity processing and statutory compliance in line with Nidhi Rules. A special Directors App gives the board a live view of deposits, loans, collections, NPAs, branch performance and approval requests, wherever they are.
Book a free demoKey modules & features
- Member enrolment, KYC and share capital
- Savings, FD, RD and daily deposit schemes
- Member loans against deposit, gold or property
- Interest posting, maturity and renewal automation
- Net owned funds and ratio monitoring
- Receipts, payments and branch accounting
- Statutory registers and returns data
- Approval workflows for loans and withdrawals
- Unlimited branches and staff
AI capabilities
- Deposit renewal and withdrawal prediction
- Loan default early-warning
- Compliance ratio alerts before breaches
Business benefits
- Board visibility anytime, anywhere
- Compliance monitored automatically
- Fewer manual interest errors
- Scalable to any number of branches
Mobile apps included
Directors App
Live balance sheet snapshot, approvals, branch performance and alerts.
Member / Customer App
Passbook, deposits, loans, statements and payments.
Field Agent Live Tracking App
Collections, new members and live location.
Staff Attendance Punch-in App
GPS and selfie attendance.
Who is it for?
Nidhi companiesMutual benefit societiesDeposit and loan firms
Nidhi Company ERP FAQ
How long does it take to go live with the Nidhi Company ERP?+
Most Nidhi companies are live within 2 to 6 weeks. We import your existing data, configure the modules you need, train your staff and stay on call during the first month.
Can the Nidhi Company ERP be customised for our workflow?+
Yes. Every Arvension ERP is built in-house, so fields, approvals, reports, receipts and roles can be shaped around how you already work instead of forcing you into a rigid template.
Do you provide training and support?+
Yes. We provide onboarding, staff training, documentation and ongoing support by phone, WhatsApp and email from our Technopark, Trivandrum team.
Is our data secure?+
Data is encrypted in transit and at rest, access is role based, every sensitive action is logged in an audit trail, and automatic backups protect you against loss.
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Related solutions
Microfinance ERP
Unlimited branches and staff, with customer app, live field-agent tracking and staff attendance punch-in.
Chit Fund ERP
Chit groups, auctions, subscriber ledgers, dividend and prize payments with subscriber and agent apps.
Gold Loan ERP
Gold appraisal, loan, interest, auction and vault control with customer, agent and attendance apps.
Get a free demo
Tell us your business. We'll show you the ERP.
Our studio
4th floor, Module no.-6, Gayathri building, Technopark Phase 1, Trivandrum, Kerala, India - 695581
Call or WhatsApp
+91 91421 25724Working hours
Mon - Sat: 09:30 AM - 05:30 PM