Gold Loan, Chit Fund or Nidhi: Choosing the Right ERP
Gold loan, chit fund, Nidhi and co-operative society software look similar but solve very different problems. Here is how to pick the right ERP for your licence and your risks.
Finance
Scale from one branch to hundreds without changing software.
Our Microfinance ERP is built for NBFC-MFIs and lending institutions that run group loans (JLG / SHG) and individual loans across many branches. There is no limit on branches, users or customers. Loan origination, KYC, disbursement, centre-wise collection, overdue management, accounting and regulatory reports are included, plus three mobile apps: a Customer App, a Field Agent App with live location tracking, and a Staff Attendance Punch-in App.
Book a free demoLoan balance, EMI schedule, receipts, payment reminders and requests.
Collection list, route, receipt printing, offline mode and live location for managers.
GPS and selfie based attendance and branch visit logs.
Most microfinance institutions are live within 2 to 6 weeks. We import your existing data, configure the modules you need, train your staff and stay on call during the first month.
Yes. Every Arvension ERP is built in-house, so fields, approvals, reports, receipts and roles can be shaped around how you already work instead of forcing you into a rigid template.
Yes. We provide onboarding, staff training, documentation and ongoing support by phone, WhatsApp and email from our Technopark, Trivandrum team.
Data is encrypted in transit and at rest, access is role based, every sensitive action is logged in an audit trail, and automatic backups protect you against loss.
No. The Microfinance ERP supports unlimited branches, staff and customers on one platform.
Yes. Agents can collect and record payments offline and the data syncs automatically once the network returns.
Gold loan, chit fund, Nidhi and co-operative society software look similar but solve very different problems. Here is how to pick the right ERP for your licence and your risks.
Live GPS is only half the story. Boarding punch-in, arrival alerts and a parent app that works in minutes are what win admissions and trust.
Choosing a microfinance ERP in 2026? Here is the checklist I give every NBFC-MFI: unlimited branches, field-agent tracking, offline collection, customer apps and AI risk scoring.
Chit groups, auctions, subscriber ledgers, dividend and prize payments with subscriber and agent apps.
Gold appraisal, loan, interest, auction and vault control with customer, agent and attendance apps.
Deposits, loans and member accounts for Nidhi companies, with a special Directors app and customer apps.
Tell us your business. We'll show you the ERP.
4th floor, Module no.-6, Gayathri building, Technopark Phase 1, Trivandrum, Kerala, India - 695581
Mon - Sat: 09:30 AM - 05:30 PM